Oil & Gas Insurance Texas | David Ison Insurance

San Antonio, Texas Oil & Gas Insurance

Oil & Gas Insurance in Texas

Proudly serving Texas businesses since 1978.

The oil and gas industry comes with high-risk operations, specialized equipment, and complex liability exposures. Whether you’re in the field, on a lease, or supporting operations, having the right insurance coverage is critical.

At David Ison Insurance, we help oil and gas businesses across San Antonio and South Texas protect their operations, equipment, and liability. With decades of experience, we understand the risks you face and how to structure coverage that works.

Call 210.490.1494 for a fast, no-hassle quote.

What Is Oil & Gas Insurance?

Oil and gas insurance is a combination of coverages designed to protect businesses involved in energy operations.

This includes protection for:

  • Liability exposures
  • Equipment and property
  • Employees and operations
  • Environmental risks

Here’s what that looks like in real life:

  • Equipment is damaged at a job site
  • A third party is injured during operations
  • A vehicle accident occurs between job sites
  • Pollution or environmental damage occurs
  • A contract requires specific insurance limits

Why Oil & Gas Insurance Matters in Texas

Texas is one of the largest energy-producing states, and with that comes increased risk and strict contractual requirements.

Common exposures include:

  • High-risk job sites
  • Heavy equipment usage
  • Transportation risks
  • Environmental liability
  • Multi-party contracts

Here’s the reality:

  • Claims can reach hundreds of thousands to millions of dollars
  • Contract requirements often demand higher limits
  • One loss can shut down operations

Proper insurance helps keep your business protected and compliant.

Who We Insure in the Oil & Gas Industry

We work with a wide range of oil and gas businesses, including:

  • Logging / Perforating companies
  • Slick line contractors
  • Dirt contractors
  • Acidizing and cementing operations
  • Tool rental companies
  • Pumpers and contract pumpers (including hot oil units)
  • Casing pullers
  • Well servicing companies
  • Oil & gas producers
  • Drilling and service contractors
  • Pipeline operators
  • Utility contractors
  • Electrical contractors
  • Roustabouts
  • Lease operators

If your business operates in or supports oil and gas operations, we can help structure the right coverage.

Key Coverages for Oil & Gas Businesses

General Liability

Covers bodily injury and property damage claims arising from operations.

Commercial Auto Insurance

Covers vehicles used between job sites and field operations.

Workers’ Compensation

Covers employee injuries, medical expenses, and lost wages.

Equipment Coverage (Inland Marine)

Covers tools and equipment used in the field and in transit.

Commercial Umbrella / Excess Liability

Provides additional protection above underlying policy limits.

Pollution Liability (Environmental Coverage)

Covers environmental damage, spills, and cleanup costs.

Contract Requirements & Compliance

Many oil and gas contracts require:

  • Higher liability limits
  • Additional insured endorsements
  • Waiver of subrogation
  • Certificates of Insurance (COIs)
  • Specific wording and endorsements

Without proper coverage, you may not qualify for jobs or contracts.

How Much Does Oil & Gas Insurance Cost?

Pricing depends on:

  • Type of operations
  • Revenue and payroll
  • Equipment values
  • Claims history
  • Coverage limits

Typical range:

  • Varies widely depending on risk level and size of operation

Why Choose David Ison Insurance?

We’ve been serving Texas since 1978.

We understand oil and gas risks, contract requirements, and how to properly structure coverage for your operations.

When you work with us, you get:

  • Local expertise
  • Access to multiple carriers
  • Customized coverage solutions
  • Fast, responsive service
  • A team that understands your industry

We’re not a call center—we’re right here in Texas.

Real Results for Real Oil & Gas Businesses

Case Study #1: Equipment Loss — Well Service Company
Equipment damaged on-site. Coverage helped replace equipment and avoid downtime.

Case Study #2: Liability Claim — Pipeline Contractor
Third-party injury claim handled under general liability.

Case Study #3: Auto Claim — Field Operations
Vehicle accident between job sites covered under commercial auto.

Case Study #4: Contract Compliance — New Operator
We structured coverage to meet contract requirements and secure new work.

Serving Texas and Surrounding Areas

San Antonio

Pleasanton
Karnes City
Cotulla
Carrizo Springs
Three Rivers
George West
Dilley
Pearsall
Jourdanton
Floresville
Kenedy
Charlotte
Tilden
Encinal
Asherton
Crystal City

 

Get an Oil & Gas Insurance Quote Today

If your business operates in the oil and gas industry, having the right insurance coverage is essential.

At David Ison Insurance, we make it easy to build a policy that protects your business and meets your contractual requirements.

Call 210.490.1494 or request a quote today.

We’ve been protecting San Antonio businesses since 1978. Let us help protect yours.