Inland Marine Insurance Texas | David Ison Insurance
Inland Marine Insurance in San Antonio, Texas
Proudly serving San Antonio businesses since 1978.
If your business relies on tools, equipment, or property that moves from job site to job site, standard insurance policies often leave gaps. That’s where inland marine insurance comes in.
At David Ison Insurance, we’ve been helping San Antonio businesses protect their mobile equipment and property for over four decades. From contractors and service businesses to equipment owners and installers, we understand the risks you face every day.
Whether your equipment is in transit, on a job site, or stored temporarily, we’ll build coverage that fits your business and your exposure.
Call 210.490.1494 for a fast, no-hassle quote.
What Is Inland Marine Insurance?
Inland marine insurance protects business property that is mobile or transported—things that aren’t always covered under standard property policies.
Here’s what that looks like in real life:
- Tools are stolen from a job site overnight
- Equipment is damaged while being transported
- Materials are damaged before installation
- A trailer full of tools is stolen
- Equipment is damaged at a temporary location
If your property moves or isn’t kept at a fixed location, this coverage is critical.
Why Inland Marine Insurance Matters in San Antonio
San Antonio businesses—especially contractors and service providers—are constantly on the move.
Common risks include:
- Theft from job sites
- Damage during transport
- Weather exposure (hail, storms)
- Equipment loss between locations
Here’s the reality:
- Tool theft claims can easily reach $5,000–$25,000+
- Larger equipment losses can exceed $50,000+
- One loss can stop your ability to work
Without coverage, you’re paying out of pocket and losing income.
With inland marine insurance, you can replace equipment and get back to work quickly.
What Inland Marine Insurance Covers
Tools & Equipment (Contractor’s Equipment)
Covers:
- Power tools
- Generators
- Compressors
- Specialized equipment
Example: Tools stolen from a job site—coverage replaces them.
Property in Transit
Covers items while being transported between locations.
Example: Equipment damaged in a vehicle accident.
Installation Coverage
Covers materials before they are installed.
Example: Flooring materials damaged before installation at a job site.
Miscellaneous Equipment Coverage
Covers high-value items used in your business.
Example: Surveying equipment, cameras, or specialized gear.
Bailee’s Coverage (Optional)
Covers customer property in your care (in certain situations).
